Effective date: August 18, 2026
1. Acceptance of these terms
By using this website or requesting a Simplified Auto service, you agree to these Terms and the Privacy Policy. If you do not agree, do not submit a request or use the services.
2. Educational and individualized guidance
Simplified Auto may provide general buyer education, answer car-buying questions, review customer-provided proposals or transaction information, explain available options and tradeoffs, and give an individualized professional opinion based on information the customer provides.
Guidance may address vehicle suitability, new versus used, purchase versus lease, cash or financing, dealership-arranged financing, manufacturer programs, banks or credit unions, APR, total borrowing cost, payments, terms, down payments, rebates, incentives, trade-ins, add-ons, proposals, paperwork, and transaction tradeoffs.
3. Free requests and manual scheduling
The website describes free deal reviews, free consultations, and free questions. It does not offer checkout, payments, deposits, subscriptions, paid consultations, affiliate compensation, or transaction fees.
Submitting a form is a request for help, not a confirmed appointment. Shawn reviews requests and follows up personally to arrange a consultation when appropriate. No automatic calendar booking is used.
4. No dealership contact, negotiation, representation, or vehicle sales
Simplified Auto does not contact dealerships, negotiate with dealerships, communicate with dealerships for customers, represent customers in dealership communications or transactions, or sell vehicles through the services described on this website.
5. Customer decisions and responsibilities
The customer makes every final decision, including the vehicle, dealership, transaction structure, financing source, optional products, trade-in, and whether to complete a transaction. The customer is responsible for verifying final documents and completing applications directly through the appropriate dealership, lender, or other secure system.
Guidance depends on the completeness and accuracy of the information the customer provides and the real options available at the time. Customers must use the website lawfully and must not submit false, abusive, infringing, malicious, or unnecessary sensitive information.
6. Financing and professional-advice boundaries
Simplified Auto is not a lender and does not provide legal, tax, lending, or investment advice. It may explain financing choices and transaction tradeoffs, but the customer chooses the financing source and applies directly with the dealership or lender.
7. Documents and sensitive information
The website does not accept document uploads. A proposal may be reviewed through screen sharing during a video conversation. When a document needs to be sent, Simplified Auto may set up a private cloud-storage folder restricted to the customer's email and deleted after the review, or provide other instructions after initial contact.
Customers should black out and avoid sending Social Security numbers, driver’s-license information, full birth dates, bank details, credit applications or reports, income documents, tax returns, pay stubs, account or application numbers, login credentials, signatures, and other unnecessary sensitive information.
8. No guarantee
Simplified Auto does not guarantee approval, rates, savings, pricing, availability, vehicle condition, reliability, a particular outcome, dealer acceptance, timing, or a completed transaction. An explanation or professional opinion is not a promise that one option will perform better in the future.
9. Learning Center, Videos, and educational content
Educational content provides general frameworks and cannot account for every customer, vehicle, offer, lender program, tax treatment, or contract.
Questions considered for educational use are anonymous by default and require separate optional permission. Simplified Auto will not fabricate customer dialogue, reactions, or outcomes.
10. Optional educational-use permission
Permission to use or adapt a question in anonymous educational content is optional, starts unchecked, and is not required for help. It does not guarantee publication or authorize use of documents, sensitive information, or a person’s name, photograph, voice, or likeness.
11. Website content and permitted use
Unless otherwise stated, the website’s writing, design, branding, and original educational materials belong to Simplified Auto. Visitors may use them for personal, noncommercial learning. They may not republish, sell, scrape, misrepresent, or use the website to interfere with its operation or violate another person’s rights.
12. Third-party services and links
The website may use or link to independent services such as HubSpot, Cloudflare, Google Drive, and YouTube. Their services are governed by their own terms and policies. Simplified Auto is not responsible for an independent third party’s content, availability, decisions, products, or conduct.
13. Availability and changes
Simplified Auto may modify, suspend, or discontinue website content or free services, and may update these Terms when the service or legal requirements change. The effective date will be revised when material changes are published.
14. Disclaimer and limitation of responsibility
The website and free services are provided on an “as available” basis. Simplified Auto does not promise uninterrupted access, error-free content, or that every request will receive a particular response or service.
To the extent permitted by law, Simplified Auto is not responsible for indirect, incidental, special, consequential, or punitive damages arising from use of the website or free services. Simplified Auto is not responsible for a customer’s transaction decision or for the conduct, statements, products, financing, or documents of a dealership, lender, seller, manufacturer, or other third party.
15. Governing law
These Terms are governed by California law to the extent that law may be chosen and applied. Rights that cannot lawfully be limited or waived remain unaffected.
16. Contact
Questions about these Terms may be directed to info@simplified-auto.com or (949) 885-8052.