Car-Buying Tools
Desk your own deal.
When a dealership works out your price, rate, term, and payment, they call it "desking" a deal. Start by collecting the written quote, then use these tools to work through the numbers yourself — every important input visible, so you understand the result instead of just accepting a number.
Leasing
Lease Calculator
Work through the major numbers behind a lease and see how the inputs fit together.
Open Lease Calculator →
Buying
Purchase Calculator
See how vehicle price, financing, term, and cash down shape the deal.
Open Purchase Calculator →
Lease or buy?
Lease vs. Purchase Comparison
Put both paths side by side and compare the costs and tradeoffs.
Compare Lease vs. Purchase →
Income preparation
YTD Income Calculator
Turn the gross pay and dates on a paystub into a documented monthly income estimate.
Calculate YTD Income →
Before the dealership
Dealer Quote Checklist
Collect the written numbers behind a lease or purchase before you compare the deal.
Get the Checklist →Free, personalized guidance
Make the next car decision with the full picture.
Bring the offer, the question, or the decision you're weighing. We'll help you understand the tradeoffs; the final choice remains yours.